Waterfront Motorhome Lot, Beautiful RV Port Home & Two Story Site Built Casita on a Lot and a Half
Polk City, FL
Asking price
$320,000
Sites
—
Cap rate
—
Price / site
—
What it would have to earn
This listing does not publish an NOI, so its return cannot be computed. These are the figures it would need to hit at the asking price — a screen to take to the broker, not a claim about the property.
- A 6% cap rate at this asking price
- $19,200
- A 8% cap rate at this asking price
- $25,600
- A 10% cap rate at this asking price
- $32,000
Annual net operating income, before financing. Cap rates vary by asset class and market; these three are a range to screen against, not a market rate for this property.
No listing in RV parks on UnitListed discloses a cap rate, so there is no disclosed range to compare this screen against.
SBA lenders approved a median of $1,059,000 for this asset class in this state, across 28 loans — more than this listing is asking.
SBA figures are loan amounts approved, not sale prices — a loan covers only the financed part of a purchase, and most acquisitions are financed conventionally and never appear here. They describe what lenders committed to comparable businesses in this county, not what this property is worth.
About this property
Your next adventure deserves an exceptional place to come home to! Completely renovated and situated on a waterfront lot and a half in Phase 5 of Mount Olive Shores, this distinctive RV port property combines comfortable living, generous motorhome accommodations, and remarkable flexibility. The 1,645-square-foot main home offers 2 bedrooms and 2 full baths, while a detached, heated and cooled, two-story building adds 820 square feet—for a combined 2,465 square feet with 3 bedrooms and 3½ baths across both buildings. For added peace of mind, the home comes with a one-year Premium Assurant Home Warranty provided at closing. Designed with the motorhome lifestyle in mind, the impressive 25-foot-wide by 47-foot-long double-wide RV port provides plenty of room to extend your slides, with an RV hookup adding everyday convenience. Set on approximately 0.31 acre, the property offers extra breathing room and a peaceful waterfront setting to enjoy between adventures. Inside the main home, solid wood cabinetry, solid-surface counters, and luxury vinyl plank flooring complement the renovated interior. A spacious living room, separate dinette, and expansive 26½-foot Florida room provide inviting spaces to gather, unwind, and entertain. The generous 18-foot primary bedroom provides a comfortable retreat, while an included washer and dryer simplify daily living. The detached, site-built addition opens up even more possibilities. Its first floor combines a workshop, living area, and convenient half bath, while the second floor features a bedroom and full bath. Whether you envision space for visiting guests, creative projects, hobbies, or a separate office, this versatile building gives you room to make it your own. Life at Mount Olive Shores extends well beyond your doorstep. This gated, golf-cart-friendly community features a 5,000-square-foot heated and cooled Community Center with a full kitchen, pool and shuffleboard tables, arcade games, card room, library, and covered BBQ lanai. Enjoy bingo, karaoke, potlucks, holiday celebrations, and community gatherings, with annual HOA dues including lawn maintenance for more time to enjoy it all. Convenient access to I-4 puts Tampa, Orlando, shopping, dining, medical facilities, and Central Florida attractions within reach. Bring your motorhome, settle into your renovated waterfront retreat, and enjoy the freedom of having space for both everyday living and your next adventure! Mount Olive Shores is a deed-restricted Class A motorhome community; ownership or lease of a Class A motorhome is required during the first year of residency.
All details
Figures are transcribed from the source listing as published. “Source page last checked” is when our crawler last fetched that page — it is not a check of the financials and not confirmation from the broker.
| Asking price | $320,000 |
|---|---|
| Address | 5214 Island View Circle North |
| First seen by UnitListed | Oct 2, 2026 |
| Source page last checked | Oct 2, 2026 |
| Source last changed | Oct 2, 2026 |
Trade area · Polk, FL
5 of 6 availableContext about the county from the public record — not from the seller, and not a valuation. The seller's own figures are shown separately above and are never mixed with these.
Polk, FL has 13 rv parks and campgrounds recorded by Census across 760,961 residents — about 58,535 people per facility.
- Mapped competitors nearby
- —
- Residents per competing facility
- 58,535
- Renter-occupied housing
- 30%
- Median SBA loan approved, this asset class
- $1,059,000
- SBA loans in this industry that charged off
- 0%
- FEMA composite risk rating
- Relatively High
Not yet looked up for this listing.
OpenStreetMap contributors · current
US Census County Business Patterns + ACS · 2022 · county level
US Census ACS 5-year, table B25003 · 2023 · county level
SBA 7(a) and 504 FOIA loan disclosures · FY2012-FY2026 · state level
SBA 7(a) and 504 FOIA loan disclosures · FY2012-FY2026 · state level
FEMA National Risk Index · 2025 · county level
SBA figures are loan amounts approved, not sale prices — a loan covers only the financed part of a purchase, and most acquisitions are financed conventionally and never appear here. They describe what lenders committed to comparable businesses in this county, not what this property is worth.
Sources: US Census Bureau (County Business Patterns, American Community Survey), US Small Business Administration 7(a)/504 loan disclosures, FEMA National Risk Index, and © OpenStreetMap contributors. Public records describe a county, not this property.
Before you call the broker
8 things are not disclosed on this listing. These are the questions that would close the gap — specific to a park, not a generic list.
Net operating income — not disclosed
What is the trailing twelve-month NOI, and what does it include and exclude?
The single number a lender will size debt against. Ask what is excluded — management fees and reserves are the usual omissions.
What period the financials cover — not disclosed
Are these figures trailing twelve months, last calendar year, or projected?
A projected stabilised NOI and a current operating NOI can differ by a third, and both get called "NOI".
Gross income and operating expenses — not disclosed
Can you share a trailing twelve-month profit and loss, with the expense lines itemised?
NOI alone hides whether income is high or expenses are being under-reported. The split is what you underwrite.
Reason for sale — not disclosed
Why is the owner selling, and how long have they held it?
Never published on a listing, always worth knowing. Retirement and a looming capital bill are very different situations.
Site count and hookup mix — not disclosed
How many sites are there, and how many are full-hookup, partial or tent?
Full-hookup sites earn a multiple of what a tent site does. The count alone does not tell you the income.
Operating season and seasonal mix — not disclosed
Is this year-round or seasonal, and what is the split between seasonal, monthly and transient guests?
A seasonal park with a five-month window is a different business from a year-round one at the same annual revenue.
Utility infrastructure — not disclosed
Are water, sewer and electric municipal or private, and what condition is the infrastructure in?
A private septic or well at end of life is a capital item that can exceed a year of NOI, and it will not appear in the expenses.
Permits and non-conforming use — not disclosed
Is the current site count permitted, and is any of it legal non-conforming?
A park operating more sites than it is permitted for cannot be financed at the income it shows.
Asking price — disclosed
Currency of the asking price — disclosed
Whether the land is included — disclosed
What has changed
Every date below is when we observed a change, not when it happened. We first saw this listing on Oct 2, 2026; that is not the same as when it came to market, and we have no way to know the latter.
- Oct 2, 2026First seen by UnitListed
The asking price has not changed across any of our observations.
